Account Now
Summary - The AccountNow® Prepaid MasterCard® Card is one of the best prepaid credit card both in terms of cost and fees and also for those looking to rebuild their credit. It has lower fees and application costs than most prepaid credit cards and also offers a free credit builder service. Find out more....
Low Cost and Fees - The monthly fee is $4.95, lower than most other prepaid cards as well. What is also important is that most methods of depositing funds in your card is free, unlike many debit cards that charge a $1.00 fee even for employer direct deposit.
Deposited Funds are FDIC Insured - This is the only prepaid credit card that we know in which the funds in your card are FDIC -Insured for up to $100,000.
Pay Anyone BillPay - The Account Now Prepaid MasterCard has a BillPay service which allows cardholders to automatically pay monthly bills. You can also pay online and monitor your account online via their BillPay website. The first 7 payments in the month are free.
"FREE Credit Builder Service - Most prepaid credit cards cannot be used for rebuilding or building a credit history because it does not extend you credit. Some prepaid credit cards come with a "credit builder" service in which you make a monthly payment (which is essentially a fee), and this payment is reported to the credit bureaus as an interest payment. However, this means you are actually "paying" to build or rebuild your credit history.
The AccountNow® Prepaid MasterCard® Card "credit builder" service takes a different approach. One your BillPay is activated, you can then with Credit Builder. Each time that you make a bill payment with AccoutNow Pay Anyone Bill Pay, your bill payment information will be sent to PRBC, a national credit reporting agency. You can use the Pay Anyone Bill Pay service to pay your mortgage, insurance, phone, utilities, rent etc.
Home loan associations like Freddie Mac and Fannie Mae and Citicorp Mortgage use bill payment information as part of their decision making process for home loans. Other companies including auto loan, credit card, and insurance companies may start using Bill Payment Score to comply with the Nation's Fair Housing and Fair Lending laws.
Verdict - We recommend theAccountNow® Prepaid MasterCard® Card to those looking for a prepaid credit card that allows you to build or rebuild your credit. This card has lower cost and fees than most other prepaid credit cards. Its credit builder service (unlike many other cards) is free as well. The only downside is that the credit service does not report to the major three credit bureaus, but rather only to the PRBC (Payment Reporting Builds Credit). The AccountNow Pay Anyone Bill Pay service is a good online tool to help you pay your bills. (check out their website for a video demonstration).
Low Cost and Fees - The monthly fee is $4.95, lower than most other prepaid cards as well. What is also important is that most methods of depositing funds in your card is free, unlike many debit cards that charge a $1.00 fee even for employer direct deposit.
Deposited Funds are FDIC Insured - This is the only prepaid credit card that we know in which the funds in your card are FDIC -Insured for up to $100,000.
Pay Anyone BillPay - The Account Now Prepaid MasterCard has a BillPay service which allows cardholders to automatically pay monthly bills. You can also pay online and monitor your account online via their BillPay website. The first 7 payments in the month are free.
"FREE Credit Builder Service - Most prepaid credit cards cannot be used for rebuilding or building a credit history because it does not extend you credit. Some prepaid credit cards come with a "credit builder" service in which you make a monthly payment (which is essentially a fee), and this payment is reported to the credit bureaus as an interest payment. However, this means you are actually "paying" to build or rebuild your credit history.
The AccountNow® Prepaid MasterCard® Card "credit builder" service takes a different approach. One your BillPay is activated, you can then with Credit Builder. Each time that you make a bill payment with AccoutNow Pay Anyone Bill Pay, your bill payment information will be sent to PRBC, a national credit reporting agency. You can use the Pay Anyone Bill Pay service to pay your mortgage, insurance, phone, utilities, rent etc.
Home loan associations like Freddie Mac and Fannie Mae and Citicorp Mortgage use bill payment information as part of their decision making process for home loans. Other companies including auto loan, credit card, and insurance companies may start using Bill Payment Score to comply with the Nation's Fair Housing and Fair Lending laws.
Verdict - We recommend the
What is Account Now???
AccountNow is the financial services company for those who have been turned away by banks. The company offers customers prepaid accounts, similar to a bank account. Customer can use a range of products and services including both MasterCard and Visa prepaid accounts, direct deposit paycheck, online bill pay, online to the account access, FDIC-insured deposits, and money share.
Benifits to Prepaid Credit Cards
By: http://www.prepaidcardguide.com/benefits.htm
Many families with teens and college students are choosing prepaid cards for the right balance of independent decision-making and parental controls.
Many families with teens and college students are choosing prepaid cards for the right balance of independent decision-making and parental controls.
- Spending independence - You can use prepaid credit cards just like regular credit cards. Just find what you need, hand your card to the clerk, sign your name on the receipt, get a copy of the receipt and your card back--and you're done.
- Convenience - Prepaid credit cards can be used everywhere Visa or MasterCard is accepted-at stores, gas stations, restaurants, theaters, in the mall and online.
- Budgeting - You figure out in advance how you'll spend it: spending can be controlled by how much money is loaded. In addition, prepaid credit cards provide a simpler way to keep track of money vs. carrying cash.
- Safer than cash - Unlike losing that twenty-dollar bill, with prepaid credit cards you're protected from unauthorized transactions if the card is lost or stolen. Cards can be replaced if lost or stolen.
- Teaching tool - Prepaid credit cards help you or your teens learn financial responsibility and good money management skills. Prepaid credit cards are a hands-on tool that teaches teens about finances in a controlled environment. You can monitor the balance and where the card is used either by going to your password-protected website and reviewing the transaction history and online statement in detail or by telephone.
- Security: If you are still uncomfortable giving the numbers of the card on the internet, the prepaid card is the answer. Since the card can be charged only up to the value of the pre-loaded fund, the thieves can not make an excessive charge using your card.
- Gift giving - Parent-approved gift givers can also fund the card for generalpurpose spending or with virtual gift certificates for merchant-specific spending.
Short Article:
By: Dan Moskel
The Account Now Visa is a prepaid debit card. You deposit money and then use your card to make purchases, pay bills or withdraw cash.
100% guaranteed approval, no matter what is in your credit history. You are guaranteed to be approved even if you are in chex systems, have a bankruptcy or no credit.
This card is a great alternative to a checking account. Not only are you given a credit card to make purchases, but you can also use your account to pay bills and write physical checks.
You can write checks through a free service for every account now visa card holder called bill pay. You simply go online and fill in the details of a company or person you want to write a check to. Details are address, name and how much. Then a real physical check is then mailed to that business or person.
This is great way to pay bills. The first seven checks you write every month are free. You also can use your card to pay bills and make purchases online or over the phone.
Bill Pay works in unison with Credit Builder another free service. Credit Builder will keep track of all the bills you pay using bill pay and reports those payments to a credit reporting agency. This way you can prove your credit worthiness to future lenders.
You can deposit money by direct deposit, to do this you simply fill out a form and turn it into the payroll department of your employer. If you choose this method you will receive free activation on your card.
Another method to put money on your card is through western union or money gram. Using western union a deposit of over $300 requires you to pay no fees, with money gram you will pay a little under $4.00 per deposit.
Another way to deposit money is through a green dot money pack. You must visit a green dot retailer (wal-mart, walgreens, kroger, cvs) and purchase a green dot money pack. Then you call 1-800-GreenDot and enter your accountnow card number and your card will be reloaded with those funds.
You also can visit a ready link store. These are found in safeways, 7-Elevens to name a few locations. Then you tell the cashier you wish to load money on to your account now visa. The cashier will swipe your visa and take your money and you card has been reloaded with money.
This credit card offers zero liability. This means that if you lose your card, have it stolen, or used to make unauthorized purchase you will not have to pay for these and will receive a refund for those transactions. You also will get monthly online account statements and if you choose you can also receive paper statements.
In sum, we suggest the account now visa over any other prepaid credit card available. This card carries many benefits that are free that other prepaid cards charge for. You get free activation, free bill pay, and free credit builder.
100% guaranteed approval, no matter what is in your credit history. You are guaranteed to be approved even if you are in chex systems, have a bankruptcy or no credit.
This card is a great alternative to a checking account. Not only are you given a credit card to make purchases, but you can also use your account to pay bills and write physical checks.
You can write checks through a free service for every account now visa card holder called bill pay. You simply go online and fill in the details of a company or person you want to write a check to. Details are address, name and how much. Then a real physical check is then mailed to that business or person.
This is great way to pay bills. The first seven checks you write every month are free. You also can use your card to pay bills and make purchases online or over the phone.
Bill Pay works in unison with Credit Builder another free service. Credit Builder will keep track of all the bills you pay using bill pay and reports those payments to a credit reporting agency. This way you can prove your credit worthiness to future lenders.
You can deposit money by direct deposit, to do this you simply fill out a form and turn it into the payroll department of your employer. If you choose this method you will receive free activation on your card.
Another method to put money on your card is through western union or money gram. Using western union a deposit of over $300 requires you to pay no fees, with money gram you will pay a little under $4.00 per deposit.
Another way to deposit money is through a green dot money pack. You must visit a green dot retailer (wal-mart, walgreens, kroger, cvs) and purchase a green dot money pack. Then you call 1-800-GreenDot and enter your accountnow card number and your card will be reloaded with those funds.
You also can visit a ready link store. These are found in safeways, 7-Elevens to name a few locations. Then you tell the cashier you wish to load money on to your account now visa. The cashier will swipe your visa and take your money and you card has been reloaded with money.
This credit card offers zero liability. This means that if you lose your card, have it stolen, or used to make unauthorized purchase you will not have to pay for these and will receive a refund for those transactions. You also will get monthly online account statements and if you choose you can also receive paper statements.
In sum, we suggest the account now visa over any other prepaid credit card available. This card carries many benefits that are free that other prepaid cards charge for. You get free activation, free bill pay, and free credit builder.
Josh's Overall Rating:
Thumbs up: 2/2
Stars: 5/5
Worth it?: Definately
Comment: Just go to the Top and Try it out, you won't be disappointed!
Sponsered Ad: A Place for Mom
A Place for Mom
Brought to you by: Eldr.com
The largest referral service for eldercare is called “A Place for Mom” even though their free service is available for placing your dad, uncle, aunt or friend. We don’t exactly know the reason behind the name–whether it’s because more moms than dads end up needing care or because they started out providing services just for moms and were stuck with the name and URL when they expanded.
It doesn’t matter, because from our own experience we can tell you they are really good.
For one thing, they have a network of over 11,000 long-term care facilities (everything from homecare to assisted living to full-time dementia care providers) which can easily be geographically accessed.
More importantly, A Place for Mom will assign you to a highly qualified “eldercare advisor” who can help you and your family evaluate issues such as care requirements, finances and amenity preferences.
They can answer your questions and teach you about your options, all at no charge to you. If you need this service now or think you might need it in the near future, it’s easy enough to check out: www.aplaceformom.com.
The largest referral service for eldercare is called “A Place for Mom” even though their free service is available for placing your dad, uncle, aunt or friend. We don’t exactly know the reason behind the name–whether it’s because more moms than dads end up needing care or because they started out providing services just for moms and were stuck with the name and URL when they expanded.
It doesn’t matter, because from our own experience we can tell you they are really good.
For one thing, they have a network of over 11,000 long-term care facilities (everything from homecare to assisted living to full-time dementia care providers) which can easily be geographically accessed.
More importantly, A Place for Mom will assign you to a highly qualified “eldercare advisor” who can help you and your family evaluate issues such as care requirements, finances and amenity preferences.
They can answer your questions and teach you about your options, all at no charge to you. If you need this service now or think you might need it in the near future, it’s easy enough to check out: www.aplaceformom.com.
They also suppy Job benifits like the following...
Job Benefits:
Job Benefits:
- 3-day comprehensive training in Seattle, WA, plus ongoing support and training during your employment;
- Home-based office with reimbursement for most business expenses;
- High-income potential with uncapped earnings;
- Qualified leads;
- Superior tools to help you in your job, including the industry's number one lead management system;
- A comprehensive benefits program including medical, dental, vision, 401(k), stock options, supplemental insurance plans, time-off, bereavement, jury duty, holidays and family and medical leaves of absence.
If you are looking for a Trustworthy place for your Mother or Father, let 'A Place for Mom' help ease your worries and concerns!
Benifits for Elderly Care:
By: Shannon Wakeland
Peace of Mind
Peace of Mind
- Home care for the elderly usually includes a trained person in the medical field. This professional may be a nurse or perhaps simply a caregiver, who is not an RN but can look after the elderly and offer any support they may need. This support may include feeding, bathing, exercise assistance and even just casual conversation time. Home care offers the peace of mind that someone else is able to help with the daily responsibilities that are required for elder care.
- Nursing homes can be helpful; however, home care offers care on a more personal level. One-on-one care can benefit the elderly by offering them hope and happiness. Most elderly people strive for company and conversation, which is what home care can offer them. A home caregiver will spend more time with them, offering care to match the needs of the elderly person. Instead of having to wait their turn to be fed, walked or supervised during a daily activity, a home caregiver is readily available.
- Nutrition is very important, especially in the elderly. A home caregiver can make the time to produce healthy and nutritional meals as well as keep a close eye on the amount of food eaten by the elderly person. A daily exercise program can be implemented and followed through. Home care also has the benefit of someone always being around, especially if the elderly person is out walking about, becomes winded and faces the potential of falling and possibly breaking a bone.
- Home care offers transportation to the elderly. The caregiver can take the person to and from the various appointments they may have. This benefits the family greatly by not worrying them over whom and when will take the person and where they need to go. Some elderly people rely on public transportation, which can be risky for those who suffer from physical disabilities, dementia or Alzheimer's disease. Home care ensures the safety of the elderly person when moving from one place to another.
- Nursing homes can drain a person's pocketbook in a very short time. Although home care costs can add up, it is usually cheaper than paying for a nursing home or even assisted living. More than likely, the person paying for the expense of home care will feel better about the money spent, as the care is more personalized and the quality of life is far beyond what it could be in a nursing home or assisted living facility.
Featured Sponsor:
Call to Book Your Bahamas Cruise Today: (800) 947-9174
